Having sun-blanched white sandy beaches and warm weather, Thailand is the textbook example of tropical paradise. That is one of the many reasons why it has become a great destination for expats who are looking forward to relocating permanently.
The tropical climates, however, come with a range of health hazards that may not be a cause of concern back home. These hazards include rabies, Japanese Encephalitis, and malaria.
For battling against these hazards, Thailand has thousands of medical establishments. But the very best Thai hospitals are private, have high fees, and even a long wait list. That is why it is advisable to have healthcare insurance if you are planning to move to Thailand.
So, now, let us have a quick once-over on two of the biggest coverage plans in Thailand.
Employee insurance versus personal health insurance
In Thailand, there are two different ways of obtaining health insurance coverage. First is through a policy given by your employer; second is through a policy purchased by you. Each of these policies comes with its own upsides and downsides, so selecting the right one will be based on your personal circumstances.
Personal health insurance
Similar to your home country, Thailand has a lot of personal health insurance providers. So if you pick private health insurance, you will gain a number of benefits. You will have complete control over which type of coverage you will want to receive so you don’t pay too much or have too little coverage. Also if you change jobs you won’t need to worry about how it will affect your health, ongoing treatment or if you’ll be given adequate cover.
Employee health insurance
The group health insurance that’s covered by an employer has some obvious disadvantages and advantages. A big plus for those who are going with this type of coverage is that, here, the company pays for the whole policy. As one of its downsides, this insurance type will never allow you to decide or customize the policy as per your individual needs. Plus, the moment you leave the job, you will lose the cover as well.
So, the bottom line is that you will need healthcare insurance that not only fills your bill but also gets you covered when you need the most.
That is exactly where Expat Health Group (EHG) comes in.
Expat Health Group—providing Thai healthcare at its best
At EHG, we have healthcare insurance specialists who can deliver the best solutions in Thailand. Our coverage solutions can be tailored as per your needs. As far as our insurance solutions go, we cover you for all major medical treatments in case of an emergency. That is not all as we even cover you for regular doctor visits and deliver comprehensive coverage plans that include wellness and dental costs. Last, we even offer maternity insurance to expats who have decided to start a family in Thailand.
So, with us, you will find a lot of different options to pick from.
As a reliable insurance specialist, we have been in business for the last two decades—and for that long we have served expats and carted to their individual needs. For delivering the best healthcare insurance solutions, we have tied up with top Thai insurers. This way, we have never faced any challenge when it came to delivering the best insurance plan for expats.
What else? We even provide private insurance solutions for individuals and families, pilots and aircrew, corporate groups, gas and oil workers, and international schools; also, we offer international life insurance solutions.
So, do not wait when it is about your health in Thailand. Contact us and get a health insurance quote that is just meant for you.
Thailand’s healthcare system
As per the law of the land, all the expats who are working in Thailand should have health insurance. Thai healthcare infrastructure includes three components—they are non-profit health organizations, private medical sector, and government health services.
Government-funded healthcare is backed by the funds received from the Department of Medical Services at the Ministry of Public Health. Thai public facilities provide good medical services, but they can be crowded as they are free for Thai citizens. This eventually might result in extending the waiting time for expats like you. Plus, as someone not having Thai citizenship, you will have to pay the medical fee—even if you are getting a treatment from a government hospital.
Then Thailand’s private medical sector comes. This sector is booming; that is why it is enjoying the status of a leading medical tourism destination across Asia. Many private medical institutions in Thailand have excellent medical facilities and staff. But getting yourself treated in such private hospitals can be expensive.
Last, there comes a range of non-profit health organizations (NGOs) that include World Vision, The Red Cross, and Médecins Sans Frontières. These NGOs exist in Thailand for helping the disadvantaged people.
So, as an expat, you must have a medical insurance from a reliable insurer in Thailand. This way, you will get top-notch doctors and specialists, personalized care, and all the convenience you need when you are in a medical emergency.
That’s where Expat Health Group (EHG) steps in.
Expat Health Group—simplifying Thai healthcare for expatriates
At Expat Health Group (EHG), we are a team of healthcare insurance specialists offering the best health insurance solutions for expats living in Thailand. Being a top insurance specialist, we have been in the business for nearly two decades. Since we have been in the industry for quite some time now, we have tie-ups with some of the leading Thai insurers.
That is how we are always able to find the right insurer for you. We even understand the complexities of emergency and hospitalization coverage in Thailand so that we are able to find the right insurance plan for you. Our private insurance solutions include plans for individuals and families, corporate groups, pilots and aircrew, oil and gas workers, international schools. Besides, we even provide international life insurance solutions that are tailored especially for expatriates.
- Compare your health insurance options with our easy-to-use medical insurance comparisons
- Find out which health insurance plans meet your budget and your needs
- Your comparison presents clear Information on the price, out-of-pocket payments, which types of hospital and which countries are covered.
American Expats health insurance in Thailand
In short, being an American expat really knows no boundaries. Eventually, all of it will depend on your age and interests. However, beginning your expatriate life in Thailand will come with its own challenges—especially in terms of healthcare.
“Free” healthcare—debunking the myth
In Thailand, you may hear that healthcare is free. It might be free for Thai citizens, but it isn’t free for you. Thailand has socialized medical care, which is often referred to as free healthcare. The cost of free healthcare is often built into the everyday expenditures of Thai citizens; this cost includes taxation and deductions on services and goods.
In most cases, expat healthcare is often excluded from free benefits. And, moreover, expats are not Thai citizens who have made their contributions in the healthcare costs. So, since you are an American expat in Thailand, you will need the best insurance specialist in your corner.
You will need a specialist who will offer top-class insurance plans for American expatriates.
That is precisely where Expat Health Group enters into the equation.
Expat Health Group—delivering the best Thai healthcare for American expatriates
We, at Expat Health Group (EHG), have a team of dedicated healthcare insurance specialists. These specialists offer the best and affordable health insurance solutions that are specially designed for American expats living in Thailand.
As one of the most dependable insurance specialists in business, we have served expats for close to two decades. Just because we have remained in business for such a long time, we have created associations with leading Thai insurers.
Because of our extensive experience, we will always find the best insurer and insurance plan that suits your needs. Besides offering the right insurance plan, we even understand the technicalities of hospitalization and emergency coverage in Thailand.
We offer private insurance solutions for corporate groups, individuals and families, aircrews and pilots, international schools, and gas and oil workers. Also, we even provide international life insurance solutions that are designed for American expatriates like you.